Interest Free Carpet Finance in Manchester

Interest free carpet finance Manchester - Pay in 4

Pay in 4 Snap Finance banner

Found your dream carpet? Spread the cost over 4 months and pay no interest. Yes, that’s right. We’ll cancel any interest if paid in 4 months. Our flexible payment options allow our customers in Manchester to pay monthly for their carpets without worrying about paying interest. At Carpets on Finance, we focus on efficiency and flexibility with our simple three-step approach, providing a spectacular service for our customers.

Browse our selection of luxury carpets

We’re proud to be stocking such an extensive collection of carpets. You can choose from many different styles, including soft touch, hard wearing, luxury/wool and stair runners. Our exceptional carpets come from a variety of manufacturers including reputable brands, independent Manchester businesses and many more. See all of our carpet options below.

Fill in our enquiry form

Any questions? We’re here to help. With expert advice, we can support you in choosing the right carpet for your property. Just fill in our simple enquiry form and we’ll get back to you in no time, with a quote and the next best steps.

Our place, or yours?

When we have all the information we need, we’ll arrange for you to visit our showroom in-store, or we can come to your home. From here, one of our Carpets on Finance representatives will take care of the rest of your interest free carpet finance application. 

Why choose Carpets on Finance?

We might be new, but we’re backed by experience. Our sister company Urmston Carpets has been cemented in the industry for over 20 years. Consult with us to get the best advice for your carpet selection.

Our interest free carpet finance in Manchester can be applied to any of your orders when ‘Pay in 4’ is selected. We partner with Divide Buy and Snap Finance to give our Manchester customers flexible and affordable carpet finance options, with up to 24-month terms available.

Interest Free Soft Touch Carpets

Get your soft touch carpet on finance interest free! Perfect for a bedroom or lounge, our soft touch carpets have a high tog rating, are easy clean, and most importantly, super-soft. Transform your home with one of our high-quality carpets, available in a colour and style that suits you.

If you think a soft touch carpet is for you, simply send us some rough measurements, the number of rooms and colour, and one of our Carpets on Finance representatives will be in touch to find the perfect fit for your home. They’ll also support you with the application for interest free carpet finance.

Hard Wearing Carpets - interest free finance

Looking for a hard-wearing carpet on finance — interest free? Look no further. Our hard-wearing carpets are both family and pet-friendly, so there’s no need to worry about muddy paws or spilling a drink. Just clean with bleach right away to remove stains and keep your carpet looking brand-new.

We stock many pile heights and densities, as well as carpets in a variety of colours, styles and brands. Just get in touch with us to find a carpet that works for you.

Interest free carpet finance Manchester - For stairs

Order your stair carpet or stair runner and pay in 4 months interest free! We’re all about flexibility. We understand the importance of choosing the right carpet for your stairs, especially as the staircase can often be the first thing people see as they step into your home. Well, we have an extensive range of stairs carpets that could fit your home perfectly.

Don’t forget, you can spread the cost of your stairs across 4 months and pay no interest whatsoever! Just fill out our pre approval form so we can give you the green tick for the credit you require.

Luxury Wool Carpets on our interest free finance option

Are you wanting to really impress with a luxury wool carpet? At Carpets on Finance we have 100% pure wool options, 80/20 wool blends, berbers and more. Elevate the look and feel of your living space with a luxury wool carpet, available in ultra modern and classic styles. Our carpets provide fantastic insulation among many other benefits, helping you to feel cosy and snug in your home.

Just let us know a rough idea of measurements, the number of rooms you’d like the carpet fitted in and the colour, then we’ll reach out to help select the right one for you. Our representatives will also support you with your interest free finance application. 

Check out what our customers have to say

Ripon Khan
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Amazing service. Got a like for like match from carpetright. With half of the price. Good value you for money. The carpet fitters. I got your both names. The tall lad had his mate, very very friendly and professional. I would definitely recommend
Melanie Jose
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Friendly and knowledgeable staff in-store, good choice of carpets at a very competitive price. Fitters arrived today and were polite, efficient and did a brilliant job.
Peter Gill
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Great service and quality. Carl did a mint job on the fitting. They managed to squeeze us in before Christmas. I’d highly recommend using them.
Gary Dobson
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Great service and excellent prices. Service was superb no pressure whatsoever. Fast delivery and expert fitting. Would highly recommend to all.

Any questions? Ask below and we’ll be in touch

Simply fill in our enquiry form and a Carpets on Finance representative will contact you to help answer your queries and kickstart your interest free carpet finance application. 


It’s easy to apply to get a carpet on finance. Fill in our form on our Get in Touch page and we will get right back to you to finalise any details we need. We will then run our checks and let you know if you have been approved for carpets on finance.

When it comes to carpet financing options, we proudly extend our services to a wide range of locations including Greater Manchester, Cheshire, and their adjacent areas. From the vibrant streets of Altrincham to the scenic town of Bury, the bustling locales of Eccles to the serene expanse of Flixton, and from the industrial hub of Irlam to the historic town of Oldham, our reach is comprehensive.

At our store, we offer a comprehensive selection of carpets that are all available for flexible financing. Our pride lies in the rich diversity and premium quality of our carpet collection, which we’ve been supplying to the Greater Manchester and Cheshire regions for many years. This extensive experience has not only given us a deep understanding of the local preferences and trends but has also allowed us to curate a collection that caters to a wide range of tastes and requirements.

When it comes to applying for financing for your carpet, the process is designed to be quick and hassle-free. It takes as little as 5 minutes of your time. All you need to do is visit our Get in touch page, where you can provide your essential details. Once you’ve submitted your information, our team will be in touch to begin the consultation process where we can identify your carpet needs and discuss your eligibility for the financing process.

You can choose from a range of financing durations, starting from as short as 2 months for those who prefer a quick payoff, to 6 months or 12 months for a bit more breathing room, and all the way up to 24 months for the utmost flexibility. We encourage you to get in touch with us today to explore these options in detail. Our friendly team is here to discuss the choices available, help you find the plan that aligns with your needs, and make sure you get the perfect carpet without any financial stress.

Carpets are typically measured in square metres (m²) or square feet (ft²). The most common being square metres. Carpets are measured by calculating the total area of the carpet by multiplying its length and width in metres. For irregularly shaped rooms, it’s common to divide the room into smaller sections and measure each section separately, then add the individual areas together to get the total carpet area needed.

The typical lifespan of a carpet usually falls within the range of 5 to 15 years, but this can vary based on several factors such as the level of foot traffic, maintenance practices, and overall cleanliness. Over time, these factors can impact the condition and longevity of your carpet.

Knowing when it’s time to replace your carpet is essential. Indications that your carpet has reached the end of its lifespan include visible wear and tear like worn fibers, bald spots, matting, and crushing. These issues can not only affect the appearance of your carpet but also its functionality.

There are several common reasons why people opt for carpet replacement. One significant factor is the gradual fading and sun damage that carpets can endure, causing the dye in the fabric to lose its vibrancy. In addition, older carpets are more prone to retaining unpleasant odors, providing a habitat for dust mites, and becoming susceptible to stubborn stains.

We recommend regular maintenance and proper care to extend the life of your carpet. If you notice any of these signs or are considering a replacement, please feel free to get in touch with our knowledgeable team. We’re here to provide guidance, answer your questions, and help you select a suitable replacement carpet that meets your needs and preferences.