Pay Monthly Carpet Finance in Manchester

Pay Monthly Carpets and Flooring - flexible payment options to suit you

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Spotted a carpet that will look wonderful in your living room or hallway? Our pay monthly finance option allows customers located in Manchester to spread the cost of a brand-new carpet over a time period that suits your needs. With Carpets on Finance, we combine efficiency and flexibility with our simple three-step approach.

Explore our range of excellent carpets

We pride ourselves on stocking the best carpets available on the market. Choose from any type of carpet, from hard-wearing to soft-touch carpets, luxury styles, soft wool and stair carpets. We have high-quality carpets from reputable brands to unique, independent carpet designs from Manchester and beyond. Discover more about our carpet options below. 

Fill in our enquiry form

We’ll help you with expert advice, so we can pick out the best carpet for your needs. Use our simple enquiry form to fill in all the details about your carpet and the pay monthly option you’d like. We’ll then use this information to get to work and help choose the perfect carpet for you. 

Whether you’re looking for our pay monthly carpets or interest free carpets in Manchester we have your floor covered.

Visit us in-store or book a home visit

Once you’ve provided all the information about the carpet you require, you can choose to visit us in-store or arrange a visit to your home. One of our Carpets on Finance representatives will take care of your pay monthly finance application and completion. 

Why choose Carpets on Finance?

Although we’re a newcomer to the industry, our sister company Urmston Carpets has been running for over 20 years. Therefore, the Carpets on FInance has vast experience of the industry, so you can consult with them at any time to get the best advice on the best carpet for your needs. 

We offer some of the best high-quality carpets in Manchester, offering affordable pay monthly options that offer flexibility for all customers. Our partnerships with Divide Buy and Snap Finance means we can help you to spread the cost of your carpet with pay monthly finance up to 24 months. 

Pay Monthly Soft Touch Carpets

Our soft touch carpets are smooth and velvety, providing style and comfort to elevate your living space. We stock a vast selection of elegant carpets designed with the customer in mind, that will transform the style of your home. Browse our exceptional carpets and choose from a selection of high-quality brands, colours and styles.

What’s more, we’re here to help you choose the perfect carpet. All you need to do is provide us with estimated measurements, the number of rooms and your preferred colour. Then, that’s it, we’ll take care of the rest!

A representative from Carpets on Finance will contact you to advise on the best options available to you. We’ll provide a free quote and you also discuss the structure of your pay monthly finance plan for your carpet.

Pay Monthly Carpets for Stairs

Choosing the right carpet for your staircase is an important decision, in terms of safety and style. Our diverse range of stairs carpets are available on a pay monthly finance plan, meaning you can spread the cost of your purchase over a period to suit you.

We offer stylish designs from reputable brands and independent suppliers. Choose a trendy patterned design to uplift the aesthetics of your home. We also offer stair carpets with a strong grip, to help keep children and older adults stay safe on the stairs.

Luxury Wool Carpets on a Pay Monthly Option

The soft textured feel of a luxury wool carpet elevates any living space, providing a snug setting with great insulation to keep your living space cosy and warm. We have an extensive selection of wool carpets, wool blends, durable berbers, and snazzy luxury carpets from a host of reputable brands and both local and independent retailers. 

SImply provide us with your preferred colour, style and material and a set of estimated measurements. One of our friendly, professional representatives will contact you to offer a free quote and get the ball rolling on your pay monthly application. 

Making your house a home, with pay monthly carpet options

At Carpets on Finance, we understand that furnishing your home with the perfect carpets and flooring is a significant financial decision. Spreading the cost not only lets you enjoy immediate improvements in your home but also makes it more manageable, especially with our pay monthly carpet finance options. With a range of quality carpet options, we can help make it simple to achieve the interior of your dreams without breaking the bank. Contact us today to find the right carpet and finance option for you.

Check out what our customers have to say

Ripon Khan
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Amazing service. Got a like for like match from carpetright. With half of the price. Good value you for money. The carpet fitters. I got your both names. The tall lad had his mate, very very friendly and professional. I would definitely recommend
Melanie Jose
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Friendly and knowledgeable staff in-store, good choice of carpets at a very competitive price. Fitters arrived today and were polite, efficient and did a brilliant job.
Peter Gill
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Great service and quality. Carl did a mint job on the fitting. They managed to squeeze us in before Christmas. I’d highly recommend using them.
Gary Dobson
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Great service and excellent prices. Service was superb no pressure whatsoever. Fast delivery and expert fitting. Would highly recommend to all.

Fill out our enquiry form and we’ll be in touch

All you need to do is fill in our enquiry form, and a customer service representative from Carpets on Finance will contact you to start your journey towards purchasing your new carpet.  


It’s easy to apply to get a carpet on finance. Fill in our form on our Get in Touch page and we will get right back to you to finalise any details we need. We will then run our checks and let you know if you have been approved for carpets on finance.

When it comes to carpet financing options, we proudly extend our services to a wide range of locations including Greater Manchester, Cheshire, and their adjacent areas. From the vibrant streets of Altrincham to the scenic town of Bury, the bustling locales of Eccles to the serene expanse of Flixton, and from the industrial hub of Irlam to the historic town of Oldham, our reach is comprehensive.

At our store, we offer a comprehensive selection of carpets that are all available for flexible financing. Our pride lies in the rich diversity and premium quality of our carpet collection, which we’ve been supplying to the Greater Manchester and Cheshire regions for many years. This extensive experience has not only given us a deep understanding of the local preferences and trends but has also allowed us to curate a collection that caters to a wide range of tastes and requirements.

When it comes to applying for financing for your carpet, the process is designed to be quick and hassle-free. It takes as little as 5 minutes of your time. All you need to do is visit our Get in touch page, where you can provide your essential details. Once you’ve submitted your information, our team will be in touch to begin the consultation process where we can identify your carpet needs and discuss your eligibility for the financing process.

You can choose from a range of financing durations, starting from as short as 2 months for those who prefer a quick payoff, to 6 months or 12 months for a bit more breathing room, and all the way up to 24 months for the utmost flexibility. We encourage you to get in touch with us today to explore these options in detail. Our friendly team is here to discuss the choices available, help you find the plan that aligns with your needs, and make sure you get the perfect carpet without any financial stress.

Carpets are typically measured in square metres (m²) or square feet (ft²). The most common being square metres. Carpets are measured by calculating the total area of the carpet by multiplying its length and width in metres. For irregularly shaped rooms, it’s common to divide the room into smaller sections and measure each section separately, then add the individual areas together to get the total carpet area needed.

The typical lifespan of a carpet usually falls within the range of 5 to 15 years, but this can vary based on several factors such as the level of foot traffic, maintenance practices, and overall cleanliness. Over time, these factors can impact the condition and longevity of your carpet.

Knowing when it’s time to replace your carpet is essential. Indications that your carpet has reached the end of its lifespan include visible wear and tear like worn fibers, bald spots, matting, and crushing. These issues can not only affect the appearance of your carpet but also its functionality.

There are several common reasons why people opt for carpet replacement. One significant factor is the gradual fading and sun damage that carpets can endure, causing the dye in the fabric to lose its vibrancy. In addition, older carpets are more prone to retaining unpleasant odors, providing a habitat for dust mites, and becoming susceptible to stubborn stains.

We recommend regular maintenance and proper care to extend the life of your carpet. If you notice any of these signs or are considering a replacement, please feel free to get in touch with our knowledgeable team. We’re here to provide guidance, answer your questions, and help you select a suitable replacement carpet that meets your needs and preferences.